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When planning a once-in-a-lifetime vacation or a luxury holiday, it's essential to consider various factors to ensure an unforgettable experience. It’s important to think about things such as the dates, weather, flights and transfers, accommodations, along with the activities and experiences. However, what if something beyond your control forces you to cancel your holiday? Read on to learn how Travel insurance can help financially protect your trip from the unexpected.
Planning a vacation can be exciting, but many unexpected events can disrupt your trip, such as sudden illness, a family emergency, or other unforeseen circumstances. With Travel insurance, you can protect your trip investment and be covered for various reasons, including:
Covered reasons will vary by state or plan, for a comprehensive list of covered reasons on Travel Protection plans offered through MHG, speak with one of our specialists today.
Our clients purchase Travel Protection plans for various reasons, but most are looking for financial protection and peace of mind. They want to avoid losing the money invested in their trip should the unexpected happen. Here are some of the common issues that could cause a traveler to cancel their trip.
If they or a traveling partner get sick or injured before the trip.
If a close family member becomes sick, injured, or dies before the trip.
By purchasing a plan with Trip Cancellation coverage, travelers can help to mitigate the financial risks associated with these unforeseen events. Covered reasons will vary by plan, so make sure to read your plan documents carefully or talk to one of our experts to determine what may or may not be covered.
Trip Cancellation is a benefit offered under Travel insurance that can provide coverage if you need to cancel your trip due to an unforeseen, covered reason. The plan can protect your financial investment by reimbursing you for non-refundable trip costs.
Non-refundable deposits and prepayments for flights, hotels, tours, and other travel-related expenses are some of the expenses that can be reimbursed if your trip is cancelled for a covered reason.
To fully benefit from Travel insurance, it's best to buy the plan after making a deposit for your trip. Purchasing the plan early will provide you with the most options against unexpected events before or during your trip.
Our Travel Protection plans cover dozens of potential reasons for cancellation. This coverage can help recover prepaid, non-refundable expenses in case a covered cancellation reason occurs. For travelers seeking greater protection and flexibility, we also offer 'Cancel for any Reason' coverage on some plans. With this type of plan, travelers can cancel their trip for a non-covered reason and still receive up to 75% of the non-refundable, insured trip cost paid. Additional cost and terms apply. Eligibility varies by state.
Whether a Travel Protection plan is worth it depends on the cost of your trip and your risk tolerance. For luxury or expensive trips, Travel insurance can help provide valuable peace of mind and financial protection if you have to cancel your trip for a covered reason.
This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et. Al., T210 et. al. and TP-401 et. al. The plans also contain non-insurance Travel Assistance Services provided by International Medical Group. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/ agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 9200 Keystone Crossing, Indianapolis, IN 46240 USA. Insurance@imglobal.com. +1 (317) 655-9796. iTravelInsured Insurance Services CA Non-Resident Producer License No. 0F17093. While International Medical Group (IMG), markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by IMG, and IMG does not receive compensation from USF for providing the non-insurance components of the plans.
Our Insurance Specialists can guide you to the best plan for your needs, and your budget.