The cruise industry is a part of MHG’s foundation. It's where our focus began over 30 years ago, and our passion for providing innovative insurance solutions continues to shine through. Today, MHG offers Employee Benefits as well as Property and Casualty coverage to various maritime employers in support of the industry.

Scroll down to learn more about our insurance expertise in the cruise industry and how we can help your group or company.

Crewing remains a challenge throughout the cruise industry. Experienced officers and crew are in high demand, making it more important than ever for employers to provide incentives to stand out. While many still rely heavily on P&I coverage to address crew medical issues, cruise operators in the market for the industry's best crew need to take another look at their benefits package. Let us help you create an Employee Benefits strategy that helps you stand out from the crowded job marketplace while meeting your budget requirements.

CLICK HERE TO LEARN MORE

Your employees are your greatest asset, and in this hiring environment, there’s no room for complacency. If you want to be an employer of choice, now is the time to create a culture where workers feel valued and included and receive competitive wages and comprehensive health benefits. Let us help you create an Employee Benefits strategy that helps you stand out from the crowded job marketplace while meeting your budget requirements.

CLICK HERE TO LEARN MORE

At MHG, we have specialized marine insurance expertise and the right insurance solutions to protect your company before your team sets out on its next job. Whether your company performs work while docked in a shipyard or at sea, you may need various Liability insurance policies to protect your employees and business. Coverage can include Marine General Liability, Marine Employer’s Liability, USL&H, and Bumbershoot Liability. Each of these policies offers different types of coverage. Marine General Liability covers accidents and property damage while in the insured’s care, custody, and control. Marine Employer’s Liability addresses the maritime employer’s responsibilities under the Jones Act when seafarers are injured while aboard vessels in navigation while USL&H pertains to injuries occurring on or adjacent to the navigable waters of the U.S. Bumbershoot Liability policies are available for businesses wanting higher limits for an additional layer of liability protection. Policies are ideally suited for a range of work, including welders, carpenters, and painters, among many others.

Working onboard cruise ships requires special insurance. Our team will ensure you have the right coverage to satisfy contractual obligations and protect your employees and contractors while they’re working at sea or spending time ashore while in port. These policies are employer-sponsored and offer coverage to concessionaire groups who are not direct cruise line employees but work onboard ships in various areas such as spas, gift ships, casinos, medical support, and photography.

CLICK HERE TO LEARN MORE

Whether you’re a cruise line contracting guest entertainers to perform onboard or the entertainment company supplying the talent, you need to make sure the necessary insurance requirements are met. To meet contractual agreements, most guest entertainers are required to carry insurance coverage before joining the ship. MHG makes this process easy and has options for most situations.

CLICK HERE TO LEARN MORE