Terms and Conditions

This website is operated by MHG Insurance and its affiliates. The following terms of use control your use of this website. If you do not agree with these terms, please do not use this website. These terms may be changed from at any time at our sole discretion.

We are not responsible for links to third-party websites.

We provide links to third-party websites ("linked sites") for your information and convenience. We do not control and are not responsible for the contents of any linked site. The appearance of linked sites does not mean we endorse, sponsor, or authorize the linked sites, or their respective owners and operators. We may or may not be affiliated with the owners and operators of linked sites. Linked sites may have their terms and conditions, and your use of such sites is governed by those terms and conditions and not by terms appearing on this website.

We are not liable for your use of this website.

The website content provided is on an "as is" basis and without warranties of any kind, either express or implied, including and without limitation, warranties of merchantability or fitness for a particular purpose. The content on this website is provided solely for your information and convenience. We do not warrant or represent: (a) the results that you will obtain from using the content on this website; or (b) the accuracy, reliability, or currency of the content on this site.

WE SHALL NOT BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF THIS WEBSITE, OR INABILITY TO USE THIS WEBSITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

You have limited rights to use our website content.

You may print a copy of the information on this website for your personal use only. You may not reproduce, distribute or substantially copy the information from this site, or link to this website without our prior written permission. You are not permitted to post on, or transmit to or from, this website any unlawful, threatening, libelous, defamatory, obscene, inflammatory, pornographic or profane material, or other content that could give rise to civil or criminal liability under the law.

This website does not grant you any rights to use our logo, trademarks, service marks or trade names. The content on this site is protected by copyrights, trademarks and service marks, other intellectual property laws, and other laws and regulations. MHG Insurance and one, or more, of its affiliates, are the copyright owners of all text contained on this website. The trademarks and service marks on this website are the property of MHG Insurance or one or more of its affiliates, or third parties who have granted permission to include their trademarks and service marks on the website.

General principles governing the Terms of Use.

These Terms shall be governed by the laws of the state of Florida. If any provision of these Terms is deemed unenforceable by a court with jurisdiction, it shall not affect the validity or enforceability of the remaining Terms. The Terms are for the benefit of MHG Insurance, its affiliates, and any third party who has agreed to have its content posted on this website.