Calls are answered in English by our offices in Fort Lauderdale, Hamburg and the Isle of Man.
Designed to cover damage while in the insured’s care, custody, and control.
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Insurance coverage for property damage and injuries that occur in marine settings.
Your business is unique. Whether installing navigation equipment on a yacht or welding on a cruise ship, you may need Marine General Liability insurance. MHG’s insurance professionals have provided specialist insurance advice for the maritime industry for over 30 years. We understand the insurance requirements and regulations of the industry, and we’ll also identify potential risk exposures so that you can feel confident that your business is insured correctly.
Even with the best intentions, accidents happen.
If you are a ship repairer performing alterations on a vessel or a stevedore loading and unloading cargo from a ship, you must carry the correct type of insurance. Marine General Liability protects against accidents or injuries, property damage, and pollution liability occurring on or near the water or in another marine setting. This type of policy is critical for ship repairers as it includes coverage for damage to property while in the insured’s care, custody, and control. Common Marine General Liability claims include slip and falls, property damage, and environmental damage.
Marine vs land-based operations.
Marine General Liability insurance is Third-Party Liability coverage designed specifically for companies working in a marine environment including onboard ships, marinas, docks, and piers. This type of policy protects against bodily harm and property damage and can be customized to the client’s specific requirements. Marine General Liability is designed to cover any damage in the insured’s care, custody, and control, which is excluded under a standard Commercial General Liability policy.
Commercial General Liability insurance is designed for land-based operations and provides coverage for customer injuries, property damage, reputational harm to your business, and copyright infringement. Commercial General Liability typically excludes coverage for any work done in a marine setting.
Wherever your next job takes you, let MHG’s insurance specialists ensure you have the right coverage in place.
Meets the unique needs of marine-based businesses around the world.
MHG has extensive experience writing tailored Marine General Liability coverage for all types of marine trades and marine artisans that are fully compliant with the requirements of the marine industry:
Commercial General Liability insurance covers land-based operations. Typically, most CGL policies exclude liability arising from property in the care, custody, and control of the insured, as well as liability arising from the ownership and/or operation of watercraft.
Regardless of the work that is being performed, the following liability coverages are typically required to adequately cover operations while in a shipyard:
Bumbershoot Liability may also be required if the shipyard requires higher limits of insurance.
There are many variables that determine the cost of a Marine General Liability policy.
Our Insurance Specialists can guide you to the best plan for your needs, and your budget.