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Easy solution for insuring your cruise ship guest entertainers on short contracts.
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Medical and Liability insurance coverage.
It can be a real challenge to ensure that your non-seafarers onboard, such as guest entertainers and production staff, are accurately insured with proper coverage. Finding the right policy to cover aerial acts, singers and dancers, magicians, and standup comics, among others, can be difficult. Many of the policies on the market are geared towards land-based work and, unfortunately, do not provide suitable coverage for work at sea. This leaves a potential coverage problem for cruise lines and non-seafarers working onboard.
MHG’s exclusive Guest Entertainer Program mitigates this risk! Our comprehensive program offering Travel Medical insurance and Third-Party Liability closes the coverage gap and simplifies the insurance process for you and your entertainers.
Coverage that everyone will be clapping for.
Once the policy is set up, participants can purchase either the Travel Medical plan, the Third-Party Liability coverage, both policies or opt-out altogether if they already have the correct insurance. The insurance premium is determined by the number of days the participant is on board and is deducted from their pay. Once a quarter, the cruise line declares the number of days the guest entertainers have spent onboard, and an invoice is issued for the insurance premium. No names are required! Not only does this ease the administrative task of vetting individual insurance policies, but this policy allows your non-seafarers onboard to meet the insurance obligations in their contract easily.
An easy solution to eliminating gaps in coverage.
This insurance helps mitigate potential losses and encourages coverage for entertainers wanting to work with you, which is a win-win.
HIGHLIGHTS
Policy rates are based on per person/day and depend on volume.
All guest entertainers and production staff are eligible to sign up for this policy. There are no restrictions!
Enrollment is completed through the entertainer’s engagement contract. Once a quarter, the cruise line sends MHG a list with the number of days the guest entertainers have spent onboard.
Premium is usually deducted from the entertainer’s last payment. If the entertainer leaves early, they will be invoiced based on actual days on board, not expected or estimated days on board.
Unfortunately, we are unable to offer Third-Party Liability to entertainers or production staff on an individual basis. This insurance policy is only available to entertainers and production staff contracted by a cruise line that has arranged a group program with MHG Insurance. Please check with your cruise line contact person to see if it is available. If the program is not offered and you're interested in obtaining Travel Medical coverage, contact MHG for assistance.
Our Insurance Specialists can guide you to the best plan for your needs, and your budget.