There are many unexpected events that could cause cancellation or interruption of a yacht charter, from a sickness or death in the family to severe weather or an unforeseen work obligation. Without Travel insurance, the entire investment in the charter could be lost. Our Travel Protection plans include dozens of covered cancellation reasons to help charterers recover prepaid, non-refundable expenses in the event an emergency causes you, or your clients, to cancel or interrupt the charter. These plans can cover various related expenses, including charter flights and APA for yacht charters.

Let MHG’s experts help ensure your upcoming charter is financially protected against the unexpected.

Travel insurance helps clients recover non-refundable, unused payments and deposits when a yacht charter or vacation is cancelled or interrupted for a variety of covered reasons. Some of these reasons include:

• Sickness, injury, or death of insured, family member, travel companion, traveling companion’s family member, service animal, pet, or child caregiver
• Inclement weather that causes a delay or cancellation of your common carrier such as an airline or chartered flight
• Hurricane warning at your departure city or your destination
• Pregnancy complications experienced by the insured or travel companion
• Evacuations due to a natural disaster

Covered reasons will vary by state and plan. For a comprehensive list of covered reasons on Travel Protection plans offered through MHG, speak with one of our specialists today.

Even the most carefully planned vacation can be affected by unforeseen events. Here are some of the common reasons someone may need to cancel a trip.

1. Their elderly parents become seriously sick or injured, and the traveler must cancel the trip to take care of them
2. A hurricane hits their destination city, making their planned accommodations uninhabitable
3. Inclement weather or other issues cause an airline to cancel their departure flight

Even with the best intentions, accidents can happen at any time. Whether it’s a priceless vase that’s knocked over, accidental damage to the hull, or something else, accidents happen. CHARTERER'S LIABILITY INSURANCE can help protect yacht charterers from Third-Party Liability claims for lawsuits related to accidental death or injuries occurring onboard the yacht or resulting from watersports activities. The policy also covers damages to the hull, interior furnishings, tenders, and other equipment among others.*

^*Charter Liability Insurance is a different and separate offering from Travel Protection and is not underwritten by United States Fire Insurance Company.