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    Calls are answered in English by our offices in Fort Lauderdale, Hamburg and the Isle of Man.

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    +1 954 362 9838
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    +44 (0) 1624 678668
    MHG Insurance
    1800 SE 10th Ave Suite 320
    Fort Lauderdale, FL 33316
    Tel: 1 (877) 278-7400
    MHG Ocean Benefits Ltd
    21 a-23 Athol Street
    Douglas, Isle of Man, IM1 1LB, British Isles
    Tel: +44 (0) 1624 678668
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MHG Insurance has been providing insurance advice for people working on board since 1991.

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Call +1 954 828 1819 or +44 (0) 1624 678668 to speak with a broker about your specific insurance needs or fill out this form and we will get back to you within one business day.

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Purchasing an insurance plan can be intimidating. Insurance has its own language, and attempting to evaluate all of the information on your own can be overwhelming. At MHG, we're here to help! We specialize in insurance plans specifically for marine captains, officers, and crew in addition to contractors, concessionaires and entertainers working on board.

Below is a listing of our most common plans. If you are not sure which plan is right for you, that’s no problem! As your Crew Insurance Specialists, we can help you choose the right plan to fit your current, or future needs, even after you leave the sea. Contact Us now to get started, or get a quote below.

Worldwide Health Insurance

International Health Insurance plans designed specifically for marine captains, officers, and crew typically offer continuous coverage on and off the vessel, emergency evacuation/repatriation, winter and water sports coverage, amateur sailboat racing, maternity, and dependent options. In addition to Crew insurance plans, we also have private international insurance plans from a number of insurance carriers, which may be more suitable based on your particular needs.

Specialty Health Insurance Plans for Marine Crew
MarineSure

The MarineSure plan was designed with marine crew in mind and would be suitable for those with long or short-term requirements. Dependent coverage is available, and the area of coverage can be changed mid-term if the change is due to the crew member’s job taking them to another part of the world. U.S. coverage is reasonably-priced, however the plan is not available to crew who reside in the U.S. Policies can be taken out in EUR, GBP or USD.

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Global Crew Medical Insurance

This Major Medical Insurance Plan is suitable for crew members who may require the insurance for the shorter term (i.e. up to 5 years). U.S. and Canada coverage is relatively inexpensive, however it is not available to U.S. crew who spend 6 months or longer in the U.S. Non-U.S. crew who spend 6 months or longer in the U.S. may also be ineligible for coverage depending on the circumstances. This plan is available in USD.

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Worldwide Health Insurance for Expatriates
Meridian Basic and Enhanced

Meridian Enhanced is an ideal plan for those seeking top-tier benefits at a reasonable cost within the international insurance market. This plan provides a premium menu of essential, generous, yet affordable benefits.

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Disability Income Protection

We have all heard or read about a story of a fellow seafarer forced to leave the ship or yacht due to an injury or illness. Whether it is the chef who spilled a pot of boiling water and sustained serious burns, the crew member who fell down the stairs, or the officer who developed cancer and was unable to return to work for an extensive period, injuries and illnesses do not discriminate. While those events are tragic and catastrophic, it is also important to be prepared for the less serious injuries that could also keep you off work such as a broken ankle or severe knee injury.

A Disability Income Plan can offer you peace of mind knowing a significant portion of your income can be replaced in the event of an unfortunate accident or sickness.

MHG works with a number of major, international insurers and can help you determine which plan is right for your particular situation. Our plans offer worldwide coverage whether you are at work or on vacation and allow you to select your monthly benefit. Contact Us today to talk through your options with one of our Insurance Specialists.

Personal Accident / AD&D

Regardless of the amount of safety training and precautions you take, accidents can happen and it is important to consider a Personal Accident and/or Accidental Death & Dismemberment (AD&D) policy. Coverage is worldwide, no occupation restrictions, and high limits are available. Enrollment is quick and easy! Contact Us today to talk through your options with one of our Insurance Specialists.

Life Insurance

How often do you think about your family back at home? Have you considered how they would cope if something happened to you? Setting up a life insurance policy can provide you with peace of mind and a blanket of security for your family.

While your death is not something anyone likes to consider, setting up your plan now can provide a measure of financial security for your family during a time when they will need it most. It could be the difference between not having to worry about funeral costs to maintaining their standard of living or providing for children's future needs, such as education.

MHG Insurance works with many major providers and can determine which plan is right for you based on your current age, situation, and budget. Contact Us today to talk through your options with one of our Insurance Specialists.

Travel Insurance

If you are in between contracts and looking for an alternative to a major medical insurance plan, a Travel Insurance plan might be the right option for you!

Patriot Travel Medical Insurance

The perfect plan for work or vacation, the Patriot Travel Medical Insurance plan offers next day coverage and has no work related exclusions. This plan is for individuals traveling outside their home country from five days up to a maximum of 364 days.

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For more vacation or business trip insurance options, visit our Travel Insurance information here.

Travel insurance for Marine Contractors, Entertainers, and Concessionaires

As a contractor, entertainer, or concessionaire, you need particular health coverage for shoreside and on board. Work can take you anywhere in the world, and it's important to have reliable Health Insurance coverage in place should you suffer an accident or become ill.

Atlas Travel Insurance

The perfect plan for work or vacation, the Atlas Travel Medical Insurance plan offers same day coverage and has no work related exclusions. This plan is for individuals traveling outside their home country from five days up to a maximum of 364 days.

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Patriot Multi-Trip Travel Medical Insurance

Designed for frequent travelers planning to take multiple trips throughout the year, outside their home country. It offers the ease and convenience of purchasing a single annual plan at an affordable annual premium. Next day coverage available.

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With over two decades of industry experience, we have established an unrivaled reputation in the marine industry for providing quality insurance products that are designed specifically for people working at sea.

For us to determine which plan is right for your group, please contact our Insurance Specialists by calling +1 954 828 1819 in the U.S. or +44 (0) 1624 678668 in Europe (Skype: " MHGInsurance)

International Health Insurance plans designed specifically for marine captains, officers, and crew typically offer continuous coverage on and off the vessel, emergency evacuation/repatriation, winter and water sports coverage, amateur sailboat racing, maternity, and dependent options. In addition to Crew insurance plans, we also have private international insurance plans from a number of insurance carriers, which may be more suitable based on your particular needs.

Worldwide Health Insurance

On a marine-specific plan, your group can enjoy comprehensive, worldwide coverage while at work or on vacation including home country. Based on the requirements and budget for your group, we can suggest a plan that includes coverage for scuba and most water and winter sports, family benefits, and emergency medical evacuation and repatriation to name a few.

Additionally, you will find that our plans offer simple billing and plan administration and relieve some of the concerns surrounding Maritime Labour Convention (MLC 2006).

 Contact Us

U.S. Based, Worldwide Health Insurance

At MHG, we understand the unique Health Insurance needs of groups working at sea. Whether your vessel is U.S. flagged, you employ mostly American crew, or prefer a U.S.-based insurance plan, we can help!

  Contact Us

Disability Income Protection

A Disability Income plan can provide protection against loss of income in the event an employee becomes temporarily or permanently disabled due to an accident or illness while at work or on vacation. Our group plans offer worldwide coverage and can be customized to fit your budget and benefit needs.

  Contact Us

Personal Accident / AD&D

Because accidents and injuries can occur when working in the confined spaces of a ship or yacht, it is important to consider an Accidental Death & Dismemberment (AD&D) and/or Personal Accident policy in your benefits package.

 Contact Us

Life Insurance

Life insurance is an important component of an employee benefits package. Life insurance offers employees the comfort of knowing that in the event of their death, their loved ones will be better financially cared for, while allowing them time to re-adjust their standard of living to meet financial obligations.

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Travel Insurance

Many travelers believe their standard medical plan will cover them while traveling outside their home county when in fact most domestic plans are not designed for international travel.

Take the worry out of international travel by purchasing a Group Travel Medical plan.

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Vacation Medical Insurance for Cruise Line Crew

Vacation Medical Insurance is entry level coverage designed to offer health benefits to those seafarers in the cruise industry who would not normally be eligible for group benefits. From the employer’s perspective, not only is coverage affordable but more importantly it allows crew members to seek treatment for health issues that could potentially cause them to fail their medical examination and end their sea going career.

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Travel insurance for Marine Contractors, Entertainers, and Concessionaires

Without appropriate Medical Insurance, your company could be exposed to significant financial liability due to an employee's injury or sudden illness while working. Short-term Travel Insurance helps mitigate this risk.

Atlas Travel

Short-term international health insurance for five or more traveling abroad. No work exclusions.

Is this the plan for you?

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Liability Insurance

Did you know that most marine contractors, entertainers and concessionaires working on board cruise ships are not covered under the ship's insurance? Cover your company's risks appropriately.

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Retirement for Cruise Line Crew

Are you looking for a cost-effective, flexible retirement plan to help recruit, retain, and motivate staff while providing maximum value for each dollar spent? The Insurance Specialists at MHG have decades of experience providing guidance and designing retirement plans to cruise industry clients.

 Contact Us

Feeling Overwhelmed? Let us help you through the process.

Contact us to speak directly to an Insurance Specialist that can guide you to the best plan for you.

Contact Us Now!
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