The Medical section of the Latitudes as well as the cruise vacation medical schemes would cover medically necessary treatment of a Covid-19 infection per the usual terms and conditions (incl. the applicable policy deductible). To the extent that the treating physician deems it medically necessary to test a Covered Person for Covid-19 due to the observed symptoms of the Covered Person, the associated costs would be covered as normal. Where a Covered Person is tested for other reasons (e.g. as a precaution because they have spent time in a high-risk area), those costs would not be recoverable under the Medical section of the policy. For groups that have selected the Health Plus benefit, such costs for precautionary testing could be submitted under the Class 1 – Preventive Medical section of that benefit. This would of course erode the policy limit for the Health Plus benefit and therefore reduce the cover available for other routine/preventive medical, dental and optical expenses but the option is there.